Commercial Property Owners Insurance

Find out about commercial property insurance

Our commerical property owners insurance package offers wide ranging insurance policies, at competitive rates and at sustainable prices.  Unlike some brokers, we are not tied into any one insurer.  We have access to multiple markets across a wide range of A rated insurers, ensuring we give you our best price and package.

Designed specifically with commercial property owners in mind, we can tailor make your package to suit your individual needs.  Our highly knowledgeable staff will take the time to work with you and finding the right cover, at the right price.

Our commercial property owners insurance package is tailor made around you.

Dependent on insurer, we provide the following key benefits as standard:

• Building cover - replacement value of building (inc. debris, removal etc) plus up to 35% inflation provision.
• Content cover (Landlords Fixtures and Fittings) - added as standard in most cases .
• Loss of Rental Income - resulting from damage covered under Buildings inc. additional expenditure - cover up to 36 months rent.
• Public Liability - Up to £5 million, with an option to increase up to £10 million.
• Subsidence Cover
• Terrorism - cover yourself against this unwanted threat. 
  

Need more cover? - Here are some optional extras which are covered as standard by some of our insurers.

We can advise you of which optional extras are included at the time of quotation.

• Loss of rent and alternative accommodation - in respect of residential parts of the property following insured damage.
• Loss of rental income - following bombscare or unlawful occupation lasting more than 48 hours
• Loss of attraction - following damage to your property. Up to £250,000
• Accidential glass breakage for fixed glass
• Personal possessions cover - up to £500 per person covered
• Replacement of locks and keys following theft - up to £7,500
• Accidental damage to gardening equipment - up to £10,000
• Cost of terminating unathorised occupation - up to £25,000